Women’s Health Goulburn North East was the first women’s health service in Australia to implement a specific No Interest Loans Scheme (NILS) for women experiencing or exiting family violence, in addition to our general No Interest Loan Scheme for women on low incomes.

No Interest Loans are loans where women payback what they borrow. No interest is charged. There is no minimum loan amount. This is a safe, fair and affordable option.

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General NILS

  • Loans of up to $1500 for women on low incomes.
  • Loan repayments are made over 12 months.

To be eligible you must have:

  • Lived at your current address for at least 3 months.
  • A Concession Card or be on a low income.
  • Demonstrated capacity and willingness to repay.

Brochure

Domestic Violence NILS

  • Loans of up to $2000 for women who have experienced family violence in the past 12 months.
  • Loan repayments are made over 18 months.

To be eligible you must have:

  • A Concession Card or be on a low income.
  • Demonstrated capacity and willingness to repay.

Brochure

To Apply:

Loans can be used for many things for example:

NILS is MORE than just a loan. It is a vital tool for early intervention and financial capacity building for women experiencing social and economic disadvantage.

Women have the opportunity to purchase essential goods or services that they would otherwise be unable to afford. They also have the opportunity to look closely at their bank statements and debts with the assistance of the NILS project worker and build their financial literacy skills.

Contact us for more information or to discuss your application.

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