Women’s Health Goulburn North East recognises economic empowerment for women is crucial to gender equity. We lead the way in working to improve the financial wellbeing and capacity of women through research, training and resources.

By empowering women economically, it sets a direct path towards gender equality, poverty eradication and economic growth. Women make huge contributions to economies, but they remain disproportionately affected by poverty.

Gender inequality means women often end up in insecure, low-wage jobs and constitute a small percentage of those in senior positions.


Enable environments that support women’s empowerment.   

What We Do

  • Work with organisations to create environments that support women’s economic empowerment.

Resources Developed

In 2012, WHGNE applied for funds from the Ian Potter Foundation to address the hidden issue of financial abuse – and raise awareness of financial abuse as a form of family violence.

Keep Your Boat Afloat resulted in the development of a number of resources:

It’s Up To You For 72 - Being Prepared for 72 hours Following a Disaster

Emergency management services have identified the need for communities and individuals to be self-sustaining for up to 72 hours following a disaster.

Recent disasters have shown that emergency services are not able to assist everyone, despite the expectation from many that this will happen. The 72 hour survival message needs to be planned for and understood by individuals and communities. This vital information needs to be available and accessible before a disaster to allow for preparation.

Women’s Health Goulburn North East gratefully acknowledges the assistance of Border Trust and the YWCA Albury Wodonga Young Women Leading Change Grant Program for their valuable contribution to this project.

Women Gathering

Women Gathering is an initiative of Women's Health Goulburn North East, which has encouraged women to get together regularly.

Women Gathering centres upon women developing mutually supportive relationships and thereby reducing social isolation. The essence is: Being inclusive and accepting diversity; 'Getting together' because it’s important and asking 'who else could be here?'.


Living Longer on Less

Living on Longer on Less: Women speak on superannuation and retirement (LLOL) is a partnership project with Women’s Health in the North (WHIN).

This project researched the experiences of women aged over 55 - from diverse backgrounds across metropolitan and rural areas - to explore how they plan to pay for their own care as they age.

The Report - which includes recommendations and a foreword from the sex discrimination Commissioner, and recommendations from the Australian Institute of Superannuation Trustees - encourages the federal government and major corporations to address the financial inequity currently faced by women.

Living Longer on Less


Tools for Change: Women & Financial Capability

Tools for Change: Women and Financial Capability is aimed at increasing the financial confidence and capability of women leaving domestic violence.

The Tools for Change mentoring approach offers a long-term, respectful, relationship-based process of information exchange that views the women as experts of their own lives and as engaged, committed women wanting to make a change to their finances. It acknowledges their past, the present barriers and constraints, and the knowledge and experience they seek.

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Dig Deeper

  • Guiding Principles

    1. WHGNE works from a social model of health using a determinants approach1 that considers the following layers of influence:

    • Social gradient/Hierarchy
    • Stress
    • Early Life
    • Social Exclusion
    • Work
    • Unemployment
    • Social Support
    • Addiction
    • Food
    • Transport

    2. Our main focus is primary prevention but we understand that early intervention and response are critical to create positive change

    3. Equity for vulnerable groups is a priority

    4. Partnerships and collaboration are central to the way we work

  • Definitions

    The Organisation for Economic Co-operation and Development (OECD) (2011) defines Economic Empowerment as the capacity of women and men to participate in, contribute to and benefit from growth processes in ways which recognise the value of their contributions, respect their dignity and make it possible to negotiate a fairer distribution of the benefits of growth’ (p.8)25.

    Economic Empowerment:

    • Increases women’s access to economic resources and opportunities including jobs, financial services and skills development.
    • Is fundamental to strengthening women’s rights and enabling women to have control over their lives and exert influence in society.
    • Is about creating equitable and just societies.
    25 Organisation for Economic Co-operation and Development 2011, Women’s Economic Empowerment, Organisation for Economic Co-operation and Development. http://www.oecd.org/dac/gender-development/47561694.pdf
  • Data & Statistics
    • Women are twice as likely to be underemployed than men.
    • Women are over-represented in part time and causal employment.
    • Women earn lower wages (women earn on average 17.4% less than men).
    • Women are retiring with around half the savings of men.

    Women have less access to secure and affordable housing than men, women comprise the majority of single-parent and sole-person households